@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--navy:#102d50;--deep:#0b223c;--gold:#bd9656;--cream:#e5c78e;--ink:#1c324b;--muted:#67788a;--line:#e0e6ec;--paper:#f5f7fa;--green:#247361}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:130px}body{margin:0;color:var(--ink);background:var(--paper);font:15px/1.6 'DM Sans',system-ui,sans-serif}button,input,select{font:inherit}button,a,input,select{outline-offset:5px}button{cursor:pointer}a{color:inherit;text-decoration:none}button{color:inherit}h1,h2,h3,p{margin:0}h1,h2,h3{font-family:Manrope,system-ui,sans-serif}h1{font-size:clamp(38px,4vw,58px);line-height:1.12;letter-spacing:-2.5px;font-weight:500}h2{font-size:32px;letter-spacing:-1.1px;line-height:1.2}h3{line-height:1.4;letter-spacing:-.35px}p{color:var(--muted)}.wrap{width:min(1240px,calc(100% - 72px));margin:auto}.previewbar{background:var(--deep);color:#e3eaf2;font-size:11px;padding:7px 0}.previewbar .wrap{display:flex;justify-content:space-between;gap:16px}.previewbar strong{color:var(--cream);font-weight:500}.header{background:#fff;position:sticky;top:0;z-index:20;box-shadow:0 1px 0 var(--line)}.navrow{height:83px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;gap:12px;align-items:center}.brandmark{height:42px;width:42px;border:1px solid var(--gold);color:var(--gold);display:grid;place-items:center;font:26px Georgia;background:var(--deep);border-radius:5px}.brand b{letter-spacing:2.5px;font-size:19px;display:block;line-height:1.3}.brand small{font-size:8px;letter-spacing:2.7px;color:var(--muted)}.topnav{display:flex;align-items:center;gap:28px;font-size:12px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:20px;border:1px solid var(--navy);background:var(--navy);color:#fff;padding:12px 19px;border-radius:5px;font-size:12px;font-weight:600}.btn.gold{background:var(--cream);color:var(--deep);border-color:var(--cream)}.btn.outline{background:transparent;color:var(--navy);border-color:#c3cfdb}.btn.light{background:#ffffff0a;border-color:#ffffff44;color:white}.btn:hover{filter:brightness(1.08)}.portals{border-top:1px solid #edf0f4;display:flex;gap:35px;align-items:center;height:48px;font-size:12px}.portal-link{height:100%;display:flex;gap:9px;align-items:center;border-bottom:3px solid transparent}.portal-link.active{color:var(--navy);border-color:var(--gold);font-weight:700}.portals .label{margin-left:auto;font-size:10px;color:var(--muted)}.dot{width:6px;height:6px;display:inline-block;border-radius:100%;background:var(--gold)}.hero{background:var(--deep);color:white;position:relative;overflow:hidden}.hero:before{content:'';position:absolute;width:650px;height:650px;right:-280px;top:-450px;border:1px solid #b9955a33;border-radius:50%;box-shadow:0 0 0 100px #b9955a08,0 0 0 200px #b9955a06}.hero-grid{position:relative;display:grid;grid-template-columns:1.12fr 1fr;gap:70px;align-items:center;padding:61px 0 56px}.eyebrow{font-size:10px;letter-spacing:2px;font-weight:700;text-transform:uppercase;color:#9a773c;display:flex;align-items:center;gap:10px}.hero .eyebrow{color:var(--cream);margin-bottom:22px}.hero h1 em{font-style:normal;color:var(--cream)}.hero p{color:#acbed0;margin:22px 0 26px;max-width:490px;font-size:14px;line-height:1.8}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.hero-note{font-size:10px;color:#a9bbce;margin-top:22px;display:flex;gap:16px}.hero-card{background:#173957;border:1px solid #ffffff20;border-radius:12px;padding:25px 27px;box-shadow:0 30px 55px #0002;transform:rotate(-1deg)}.hero-card-top{display:flex;justify-content:space-between;align-items:center;padding-bottom:18px;border-bottom:1px solid #ffffff15;font-size:11px;color:#d1dce6}.mini-tag{font-size:9px;border:1px solid #d5bd862f;background:#d5bd8611;color:var(--cream);padding:4px 9px;border-radius:20px}.hero-card h3{font-size:21px;line-height:1.5;margin:22px 0 8px;max-width:300px}.hero-card p{font-size:12px;margin:0 0 20px}.mini-bars{display:flex;height:94px;align-items:end;gap:11px;padding:12px 0 0}.mini-bars span{flex:1;background:linear-gradient(#d9b97a,#a78445);border-radius:4px 4px 0 0;position:relative}.mini-bars span:nth-child(2n){background:#2f5777}.chart-caption{display:flex;justify-content:space-between;color:#b4c6d7;font-size:9px;margin-top:9px}.hero-card-bottom{border-top:1px solid #ffffff15;margin-top:20px;padding-top:14px;display:flex;align-items:center;justify-content:space-between;font-size:10px;color:var(--cream)}.sector-stack{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:20px 0}.sector-stack span{background:#ffffff08;border:1px solid #ffffff16;border-radius:6px;padding:15px 10px;font-size:12px;display:flex;align-items:center;gap:9px}.sector-stack i{font-size:16px;font-style:normal;color:var(--cream)}.contextbar{background:#fff;border-bottom:1px solid var(--line)}.contextrow{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:35px;padding:20px 0}.contextrow>div{display:flex;gap:12px;align-items:center}.contextrow .ic{background:#f2eee5;color:#9a773c;width:32px;height:32px;display:grid;place-items:center;border-radius:7px;font-size:14px}.contextrow b{font-size:11px;display:block}.contextrow small{font-size:10px;color:var(--muted)}.section{padding:56px 0}.sectionhead{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:28px}.sectionhead h2{margin-top:8px}.sectionhead p{font-size:12px;max-width:370px}.workgrid{display:grid;grid-template-columns:minmax(0,1fr) 290px;gap:28px;align-items:start}.filterbar{display:flex;gap:10px;margin-bottom:15px}.search{position:relative;flex:1}.search span{position:absolute;left:14px;top:10px;color:var(--muted)}.search input{width:100%;height:43px;padding:10px 14px 10px 38px;background:#fff;border:1px solid var(--line);border-radius:6px;font-size:12px}.filterbar select{border:1px solid var(--line);background:#fff;border-radius:6px;padding:0 12px;font-size:11px;max-width:160px}.chips{display:flex;gap:7px;flex-wrap:wrap;margin:0 0 20px}.chip{border:1px solid var(--line);border-radius:30px;background:transparent;font-size:11px;padding:7px 13px;white-space:nowrap}.chip[aria-pressed=true]{background:var(--navy);border-color:var(--navy);color:#fff}.resultsline{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px;color:var(--muted);font-size:10px}.textbtn{border:0;background:none;font-size:11px;padding:0;color:var(--navy);text-decoration:underline;text-underline-offset:3px}.cards{display:grid;grid-template-columns:1fr 1fr;gap:17px}.article{background:#fff;border:1px solid var(--line);border-radius:8px;overflow:hidden;display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s}.article:hover{transform:translateY(-3px);box-shadow:0 10px 25px #102d500a}.cover{height:115px;background:#e5eaf0;position:relative;overflow:hidden;display:flex;align-items:center;padding:22px}.cover-label{font-size:11px;letter-spacing:1px;max-width:155px;z-index:1;font-weight:700}.cover-glyph{position:absolute;right:23px;font-size:62px;line-height:1;color:#ffffffa0;transform:rotate(-10deg);font-family:Georgia}.cover:after{content:'';position:absolute;width:145px;height:145px;right:-18px;top:8px;border:1px solid #ffffff77;border-radius:50%;box-shadow:0 0 0 20px #ffffff18}.cover.blue{background:#173e63;color:white}.cover.gold{background:#e3d4b7;color:#4c402c}.cover.teal{background:#d7e4e3;color:#245658}.cover.ice{background:#dce6f1;color:#2e5275}.cardbody{padding:20px;display:flex;flex-direction:column;flex:1}.cardmeta{display:flex;align-items:center;gap:8px;justify-content:space-between;margin-bottom:12px}.category{color:#8f6e34;font-size:9px;font-weight:700;text-transform:uppercase;letter-spacing:.5px}.save{background:transparent;border:0;color:#8596a7;font-size:20px;line-height:1;padding:3px}.save[aria-pressed=true]{color:#a17c3d}.article h3{font-size:16px;margin-bottom:10px}.article p{font-size:12px;line-height:1.7;margin-bottom:18px}.article-foot{margin-top:auto;display:flex;justify-content:space-between;align-items:center;border-top:1px solid #edf1f5;padding-top:13px;font-size:9px;color:var(--muted);gap:10px}.read{border:0;background:none;padding:0;color:var(--navy);font-size:11px;font-weight:700;white-space:nowrap}.sidebox{background:white;border:1px solid var(--line);padding:23px;border-radius:8px;margin-bottom:18px}.sidebox h3{font-size:15px;margin-bottom:14px}.sidebox p{font-size:11px;line-height:1.8}.sidebox.navy{background:var(--navy);color:white;border-color:var(--navy)}.sidebox.navy p{color:#c0cddb}.sidebox .eyebrow{font-size:9px}.sidebox .btn{margin-top:20px;width:100%}.sideitem{padding:13px 0;border-top:1px solid var(--line);display:flex;gap:12px}.sideitem>b{font-size:12px;color:#ad8645}.sideitem strong{font-size:11px;display:block}.sideitem small{font-size:10px;color:var(--muted)}.source-row{display:flex;align-items:center;justify-content:space-between;gap:15px;font-size:11px;padding:11px 0;border-top:1px solid var(--line)}.source-row a{text-decoration:underline;text-underline-offset:3px}.source-row span{color:var(--green);font-size:9px}.empty{grid-column:1/-1;padding:40px;background:#fff;border:1px dashed #becbd7;text-align:center;border-radius:8px}.empty h3{font-size:17px}.empty p{margin:10px 0;font-size:12px}.tool-section{background:#fff;border-block:1px solid var(--line)}.toolgrid{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px;align-items:center}.toolgrid p{font-size:13px;margin:17px 0}.disclaimer{font-size:10px!important;background:#f5f3ed;border-left:2px solid var(--gold);padding:12px 14px}.calc{border:1px solid var(--line);border-radius:9px;padding:26px;background:var(--paper)}.calc-fields{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field{display:flex;flex-direction:column;gap:6px;font-size:11px}.field input,.field select{width:100%;border:1px solid #d5dfe7;border-radius:5px;background:white;padding:10px 12px;color:var(--ink);min-width:0}.calc-result{margin-top:22px;background:var(--navy);padding:20px 22px;border-radius:7px;display:flex;justify-content:space-between;gap:10px;align-items:center;color:white}.calc-result small{font-size:10px;color:#b5c7d8;display:block}.calc-result strong{font-size:28px;letter-spacing:-1px}.calc-result b{color:var(--cream);font-size:21px}.breakdown{display:flex;height:7px;border-radius:6px;overflow:hidden;margin-top:15px;background:#ddd}.breakdown span{transition:width .2s}.legend{font-size:9px;display:flex;gap:12px;flex-wrap:wrap;margin-top:10px;color:var(--muted)}.legend i{width:6px;height:6px;display:inline-block;margin-right:5px;border-radius:2px}.checklist{display:grid;gap:9px}.checkrow{padding:13px 15px;background:#fff;border:1px solid var(--line);border-radius:5px;display:flex;align-items:center;gap:12px;font-size:12px;cursor:pointer}.checkrow input{accent-color:var(--navy);width:16px;height:16px}.progress{height:5px;background:#dfe6ed;border-radius:8px;margin:16px 0 7px;overflow:hidden}.progress span{height:100%;background:var(--gold);display:block;transition:width .2s}.checkcount{font-size:10px;color:var(--muted)}.subscribe{padding:65px 0}.subgrid{display:grid;grid-template-columns:.85fr 1.15fr;gap:65px;align-items:start;background:var(--deep);border-radius:12px;padding:42px;color:white;position:relative;overflow:hidden}.subcopy .eyebrow{color:var(--cream)}.subcopy h2{font-size:35px;margin:17px 0}.subcopy p{font-size:13px;color:#b6c8d8;line-height:1.8}.bullet{margin:24px 0;color:#d3dfea;font-size:11px;display:grid;gap:12px}.bullet span:before{content:'✓';color:var(--cream);margin-right:10px}.demo-note{font-size:10px;padding:13px 16px;background:#ffffff08;border:1px solid #ffffff18;border-radius:5px;color:#c9d6e2;margin-top:25px}.subform{background:#fff;color:var(--ink);padding:25px;border-radius:8px}.subform h3{font-size:16px;margin-bottom:5px}.subform>p{font-size:11px;margin-bottom:18px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:12px}.field.full{grid-column:1/-1}.subform fieldset{border:0;padding:0;margin:16px 0}.subform legend{font-size:11px;margin-bottom:9px;font-weight:600}.options{display:flex;gap:7px;flex-wrap:wrap}.options label{font-size:10px;padding:6px 9px;border:1px solid var(--line);border-radius:5px;display:flex;align-items:center;gap:6px}.options input{accent-color:var(--navy);margin:0}.consent{font-size:10px;display:flex;align-items:start;gap:8px;margin:10px 0;color:var(--muted)}.consent input{margin-top:3px;accent-color:var(--navy)}.subform .btn{width:100%;margin-top:13px}.formmsg{font-size:11px;margin-top:10px;color:#a33227}.footer{background:white;border-top:1px solid var(--line);padding:32px 0}.footergrid{display:flex;justify-content:space-between;align-items:center;gap:24px}.footer p{font-size:10px;max-width:420px}.footerlinks{display:flex;gap:18px;font-size:11px}.footerbottom{display:flex;justify-content:space-between;gap:15px;border-top:1px solid var(--line);margin-top:24px;padding-top:18px;font-size:9px;color:var(--muted)}dialog{border:0;border-radius:12px;padding:0;color:var(--ink);width:min(660px,calc(100vw - 30px));max-height:90vh;box-shadow:0 25px 80px #0005}dialog::backdrop{background:#06182ac9;backdrop-filter:blur(3px)}.modalbody{padding:32px}.modalhead{display:flex;justify-content:space-between;align-items:start;gap:25px}.close{border:1px solid var(--line);background:white;border-radius:50%;height:32px;min-width:32px;font-size:21px;line-height:1}.modalbody h2{font-size:26px;margin:16px 0}.modalbody p{font-size:13px;margin:12px 0}.modalbody h3{font-size:14px;margin:20px 0 10px}.modalbody ul{font-size:12px;padding-left:19px;color:var(--muted)}.modalbody li{margin:9px 0}.modalbody .btn{margin-top:15px}.sample{border:1px solid var(--line);background:var(--paper);border-radius:8px;padding:20px;margin-top:18px}.sample .label{font-size:9px;letter-spacing:1px;text-transform:uppercase;color:#8b6c38}.sample h3{font-size:17px;margin-top:12px}.sample p{font-size:12px}.toast{position:fixed;bottom:25px;left:50%;transform:translateX(-50%);background:var(--navy);color:white;z-index:50;padding:12px 22px;border-radius:7px;box-shadow:0 8px 25px #0002;font-size:12px;max-width:90vw;text-align:center}.skip{position:absolute;top:-100px}.skip:focus{top:0;background:white;padding:12px;z-index:100}[hidden]{display:none!important}button:disabled{opacity:.5;cursor:default}.mobile-only{display:none}a:hover{text-decoration:underline;text-underline-offset:4px}
@media(min-width:1400px){.hero-grid{padding-block:70px}}@media(max-width:1000px){.hero-grid{gap:35px}.workgrid{grid-template-columns:minmax(0,1fr) 250px}.topnav{gap:16px}.hero-card{padding:22px}.subgrid{gap:35px;padding:32px}.toolgrid{gap:35px}.wrap{width:calc(100% - 42px)}}@media(max-width:760px){.topnav>a:not(.btn){display:none}.topnav .btn{padding:9px 13px;font-size:10px}.navrow{height:72px}.brand b{font-size:16px}.brand small{font-size:7px}.brandmark{width:36px;height:36px}.previewbar .wrap span:last-child{display:none}.portals{gap:22px;font-size:11px;height:45px}.portals .label{display:none}.hero-grid{grid-template-columns:1fr;padding:40px 0;gap:30px}.hero h1{max-width:540px}.hero p{max-width:520px}.hero-card{transform:none}.hero-card h3{max-width:none}.mini-bars{height:65px}.contextrow{gap:10px;grid-template-columns:1fr 1fr}.contextrow>div:last-child{display:none}.contextrow small{font-size:9px}.section{padding:38px 0}.sectionhead{display:block}.sectionhead p{margin-top:14px;max-width:none}.workgrid{grid-template-columns:1fr}.sidebar{display:grid;grid-template-columns:1fr 1fr;gap:15px}.sidebox{margin:0}.sidebar .sidebox:last-child{grid-column:1/-1}.toolgrid,.subgrid{grid-template-columns:1fr;gap:28px}.subgrid{padding:28px 22px}.subcopy h2{font-size:31px}.subscribe{padding:38px 0}.footergrid{align-items:start;flex-direction:column}.footerbottom{flex-direction:column}.footerlinks{flex-wrap:wrap}.hero-note{flex-wrap:wrap}.sectionhead h2{font-size:28px}}@media(max-width:480px){.wrap{width:calc(100% - 32px)}h1{font-size:39px;letter-spacing:-1.8px}.hero-card{padding:20px}.hero-note{font-size:9px;gap:10px}.cards{grid-template-columns:1fr}.cover{height:110px}.sidebar{grid-template-columns:1fr}.filterbar select{max-width:125px;font-size:10px}.chips{gap:6px}.chip{padding:6px 10px;font-size:10px}.fields{grid-template-columns:1fr}.field.full{grid-column:auto}.calc{padding:20px}.calc-fields{gap:10px}.subform{padding:20px}.hero-actions .btn{padding:11px 14px}.footerlinks{font-size:10px}.contextrow .ic{width:25px;height:25px;flex-shrink:0}.contextrow{gap:10px}.contextrow b{font-size:10px}.portals{gap:20px}.modalbody{padding:25px}.previewbar{font-size:10px}.filterbar{flex-wrap:wrap}.search{min-width:190px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}
.platform-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.platform-card{background:white;border:1px solid var(--line);border-radius:8px;padding:21px;display:flex;align-items:start;flex-direction:column;min-width:0}.platform-icon{height:43px;min-width:43px;border-radius:9px;display:grid;place-items:center;background:#e1e9f0;color:#153953;font-weight:800;letter-spacing:-1px;font-size:18px;margin-bottom:17px}.tone-1{background:#f0e6d5;color:#917140}.tone-2{background:#dcebe6;color:#3e6c63}.tone-3{background:#dce3ee;color:#364d70}.platform-card .category{font-size:8px}.platform-card h3{font-size:16px;margin:7px 0 9px}.platform-card p{font-size:11px;line-height:1.65;margin-bottom:17px}.platform-card .read{margin-top:auto}.more-platforms{margin-top:22px}.fiscal-section{background:#edf2f6}.fiscal-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.fiscal-grid .sidebox{margin:0}.fiscal-grid .textbtn{display:inline-block;margin-top:19px}.management-links{display:flex;gap:12px;flex-wrap:wrap;font-size:11px;text-decoration:underline;text-underline-offset:4px}.segment-board{background:white;border-bottom:1px solid var(--line)}.board-select{font-size:11px;display:flex;align-items:center;gap:12px;margin-bottom:20px}.board-select select{padding:9px 12px;border:1px solid var(--line);border-radius:5px;background:white;color:var(--ink)}.table-scroll{overflow:auto;border:1px solid var(--line);border-radius:8px}.segment-table{border-collapse:collapse;width:100%;min-width:720px;font-size:12px;line-height:1.75}.segment-table th,.segment-table td{text-align:left;padding:20px;border-bottom:1px solid var(--line);vertical-align:top}.segment-table thead th{background:var(--navy);color:white;font-size:11px;letter-spacing:.3px}.segment-table tbody th{width:16%;background:#f5f7fa;color:var(--navy)}.segment-table td{width:28%;color:var(--muted)}.segment-table tr:last-child>*{border-bottom:0}.segment-table a{font-size:10px;color:var(--navy);display:inline-block;margin-top:8px;text-decoration:underline;text-underline-offset:3px}.segment-board .disclaimer{margin-top:18px}.previewbar a{font-size:10px;text-decoration:underline}.topnav{gap:20px}@media(max-width:1000px){.platform-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.fiscal-grid{gap:14px}}@media(max-width:760px){.fiscal-grid{grid-template-columns:1fr}.segment-table th,.segment-table td{padding:15px}.topnav{gap:12px}}@media(max-width:480px){.platform-grid{grid-template-columns:1fr 1fr;gap:10px}.platform-card{padding:15px}.platform-card h3{font-size:14px}.platform-card p{font-size:10px}.platform-card .read{font-size:10px}.resultsline{gap:15px;align-items:start}.resultsline span:last-child{max-width:120px;text-align:right}.board-select{display:block}.board-select select{display:block;margin-top:10px;max-width:100%}}